Thrive SA
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Fix Your Credit
Profile And Thrive

Qualify For vehicle finance.

Complete your quick assessment and see where you stand.

Under 2 minutes
Secure & private
100% online

How it works

Your three-month Thrive journey

  1. Month 1 — Understand Your Credit

    Get a clearer picture of your credit profile and a personalised plan.

  2. Month 2 — Build Your Financial Picture

    Understand your finances and take control of your commitments.

  3. Month 3 — Take Action & Progress

    Follow your plan and work towards healthier financial habits.

Your Thrive journey continues beyond Month 3.

Thrive does not guarantee any credit score, loan approval or result. The free assessment is not a credit bureau report.

Meet your Thrive dashboard

Your credit insights and personalised next steps, all in one place.

Members Platform home on mobile: an example member's greeting, credit score on a gauge and Thrive Analysis highlights
Home
My Analysis on mobile: an example member's Thrive Analysis, The Verdict
My Analysis

Illustrative member profile. Figures shown are fictional.

See where you stand

Take the free Thrive assessment. It takes under 2 minutes.

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Free credit assessment8%
1 of 9
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Done ✓
You’re almost there! 🎉

Your Thrive Score is ready.

Where should we save your result?

Please enter your name.
Please enter a valid South African cell number.
Please enter a valid email.
We value your privacy
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Analysing
your answers…

Looking at your information
Calculating your Thrive Score
Identifying your key insights
Preparing your results
Just a moment… Good things take a few seconds! ⌛
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Your Thrive Score
0out of 100
Building

What stood outBased on what you told us

Your Thrive Readiness Score is based on the answers you gave us. It isn’t your credit bureau score and lenders don’t use it.

What happens next We’ve saved your result. One of our consultants will call you to go through your full credit profile and what to do about it.
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LIMITED AVAILABILITY

You Qualify 🎉

You’ve been selected for a complimentary bureau snapshot.
Let’s check what’s actually showing on your credit profile.

Secure Soft enquiry Under a minute
Your information is encrypted and secure
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We found your actual profile

ThriveSACredit Report
Log in

Log in to your report

Enter the email address you used and we’ll send you a 6-digit login code. No password needed.
Secure & passwordless
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ThriveSACredit Report

Checking your credit report

This usually takes a few seconds. We are confirming your report can be retrieved — you have not been charged.

Connecting to the credit bureau
Locating your credit profile
Retrieving your credit report
ThriveSACredit Report

One moment

← BackSAMPLE REPORT — demo data for illustration only.Sample — demo dataCheck My Credit →
Your credit report follows this same structure. Which sections appear depends on what your credit bureau supplies — credit utilisation, for example, can only be shown when your accounts report a credit limit.Your credit report follows this structure. Which sections appear depends on what your bureau reports.

Your Credit Report